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Ways to Save on Auto Insurance

Comparison Shop
Shop around with a few auto insurance companies and save money. The internet has made it easier to compare car insurance quotes. The cheapest auto insurance policy is not always the best auto insurance. Some insurance agents might offer you a very cheap rate with almost just the minimum coverage. It only requires one accident to potentially ruin your financials.

Higher Deductibles
Increasing your deductible will reduce your monthly premium. The deductible is the amount of money you pay out of your own pocket before you are able to file a claim with the auto insurance company. For instance, if you have a $500 deductible, and your car suffers $1,500 worth of damage in an accident, you are responsible to pay the $500.

Drop Collision and Comprehensive Coverages for Old Cars

Selective Car Buying
Sometimes a flashy sports car may not be the best option if you are on a budget. Sports cars generally have a higher premium than a sedan.

Low Milage Discount
Car insurance companies offer consumers discounts if they drive less than a certain number of miles a year. This number can range from 7,500 to 12,500 miles a year. The logic is simple; the less you drive, the less likely you will be in an accident, thus the chances of you filing a claim is a lot less.

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Safety Feature Discounts
Group/Corporate Discounts
Other Discounts
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