Auto Insurance for Teens

No matter the age of drivers, everyone most be in compliance with their state's financial responsiblity laws, which includes teen drivers and college student drivers. Most of the time, this is done by parents simply adding their teen drivers to their insurance policy. By adding a new teen driver to an insurance policy, the policy costs will increase, but it will be cheaper than getting a separate teen policy.

There are some cases where a teen or a college student may want to get his or her own auto insurance policy. The first being if the parents live out of the country such as the case for many international students. Another would be if the parents are classified as high risk already or have a lot of assets, they may just be willing to stick the teenage driver on their own policy.

The parents' auto insurance policy will cover their children regardless if they are living at home or at college. For those who are looking for a separate auto insurance policy for their teen or college kids, take advantage of quote matching services that connects you with multiple insurance agents who call you in regards to your quote request. This saves you time and the hassle in determining what is cheap and affordable.