Oregon Auto Insurance

Oregon has the 9th most land area in the United States but is ranked about 25th in population with about 3.6 million people. Oregon auto insurance cost is relatively cheap compared with the rest of the nation. Drivers with great driving history can pay as less as in the low $200s a year for auto insurance.


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If you have car insurance that is costing more than a few hundred a year, you should consider shop around with different OR insurance companies and agents to see if you can save on your premiums. Just keep in mind the minimum bodily liability coverage is $25,000 per person and $50,000 per occurance in Oregon. The Oregon minimum property damage liability coverage is $10,000 no matter if you live in Beaverton, Bend, Portland, Salem, Medford, Eugune, Hillsboro or anywhere else in the Beaver State.

Companies such as AIG Auto, US Insurance, Acceptance Auto, Safeco, Esurance, The General, Farmers, Mercury and AllState Insurance along with other top OR car insurance companies all provide free online quotes to consumers. Take advantage of discounts that some of these companies offer if you apply for both a auto insurance and homeowners insurance quotes. Savings can sometimes be as much as 20% over getting separate policies from different companies.

Keep in mind that certain cars will be cheaper to insure. For example, a newer Honda Accord coupe is going to cost a bit more than a Toyota Sienna minivan. This is because a driver of a Honda Accord coupe is more likely to get into accidents than someone driving a Toyoa Sienna. Other cars that are more expensive to insure include Lexus IS300, Acura RSX, and the Mitusbishi Lancer Evolution.

Quick Facts About Oregon
  • State Capital: Salem
  • Population (2005 Estimate): 3,594,586
  • Major Cities:

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